Join us on Fintech at IU as we sit down with Mary Wisniewski, Editor-at-Large at Cornerstone Advisors. Dive into co-innovation in banking, AI's impact on cryptocurrency, and insights from Mary's journey in the fintech landscape. Discover the past, present, and future of finance and technology in this insightful episode. 

00:00-00:01: Podcast Welcome and Introduction 

00:01-00:02: Co-innovation Impact on Banking 

00:02-00:03: Memorable Stories and Favorite Features 

00:03-00:04: Morning Motivation and Life Crisis 

00:04-00:05: Money 1033, AI Domains, and Funding 

00:05-00:06: Crypto Scandal and Industry Impact 

00:06-00:07: Trial Coverage and Cryptocurrency Setback 

00:07-00:08: Crypto Hype, Scandals, and Industry Perception 

00:08-00:09: AI, Crypto, and Changing Public Image 

00:09-00:10: US Economy Uncertainty and Surprises 

00:10-00:11: Federal Pressure on Banks and Interchange 

00:11-00:12: Credit Cards vs. Debit Cards 

00:12-00:13: Banks' Resilience During Recessions 

00:13-00:14: Rhetoric vs. Reality in Changing Banking 

00:14-00:15: Fintech Products and Their Similarities 

00:15-00:16: BNPL and Impulsive Decisions 

00:16-00:17: Saving vs. Debt with BNPL 

00:17-00:18: Future of Fintech and Large Banks 

00:18-00:19: Financial Discipline and Impulsive Decisions 

00:19-00:20: Cash Back vs. Overdraft Fees 

00:20-00:21: Wells Fargo Scandal and Customer Loyalty 

00:21-00:22: City's Fine and Account Practices 

00:22-00:23: Banking with Large Organizations 

00:23-00:24: Branches During the Pandemic 

00:24-00:25: Fintech vs. Traditional Banks and Regulations 

00:25-00:26: Government Regulations and Fintech Challenges 

00:26-00:27: AI-Generated Voices and Deep Fakes 

00:27-00:28: Tech Replacing Human Aspects 

00:28-00:29: Traditional Banks' Government Advantage 

00:29-00:30: Advice: Insert Yourself into Opportunities