Part 2 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack.