Welcome back to the Top Contractor School Podcast, where contractors come to grow stronger, scale smarter, and build businesses that last.

In this episode, Eric Guy sits down with Ron Beckner — retired military veteran, third-generation pipefitter/welder, and now a financial educator helping working-class Americans take control of their money. Ron breaks down the biggest financial mistakes contractors make and shows how to build real financial freedom through budgeting, tax strategy, and smart planning — without overcomplicating the process.

🔥 Inside this episode:

✅ Why contractors struggle with finances (and how to fix it)

✅ Confusing cash with profit — and how to protect your margins

✅ How to budget for growth without feeling restricted

✅ The real cost of poor job costing and lack of financial tracking

✅ How overhead sneaks up — and how to stay ahead of it

✅ The importance of cash reserves and how to build them consistently

✅ Understanding the 4 tax quadrants and 3 "money buckets"

✅ Why money is a tool — and how to make it work as hard as you do

✅ Financial systems contractors can apply immediately

✅ Ron's #1 advice for contractors who feel broke today

Whether you're scaling fast or just getting started, this episode will give you the clarity and tools to lead your business with confidence — not fear.

👇 Join the community that helps you grow your business and your financial leadership:

🚀 Join the 1TEAM Network → https://www.1teamnetwork.com/

📈 Join Top Contractor School → https://topcontractorschool.com/