Welcome to the Home Team Podcast with your host, Priscilla Felix, a seasoned mortgage loan officer. In this episode, Priscilla unravels the home buying process, making it accessible and manageable for first-time buyers and seasoned homeowners alike.

Start with understanding the importance of your credit score, as it influences loan options and mortgage rates. Use resources like annualcreditreport.com for a free report. Next, learn about saving for your down payment and explore different loan types such as VA, USDA, FHA, and conventional loans.

Get pre-approved with the guidance of a mortgage professional, ensuring you have all necessary documents ready. Discover how to find the right home by balancing essential and desirable attributes. Priscilla shares personal anecdotes, highlighting the excitement and satisfaction of successful home hunting and offer negotiation.

Finally, delve into the closing process, from underwriting and appraisals to title checks and the triumphant closing day. Gain insights on avoiding common buyer mistakes and preparing thoroughly for a smooth purchasing experience.

This episode is packed with actionable advice to boost your confidence in navigating the home buying landscape. Happy home buying and welcome to the Home Team!