In this episode we introduce ourselves and talk about why we started this podcast. The three of us had been meeting up over the last couple of years to talk about getting into the multi-family real estate market. Entry into this market requires a significant amount of capital among other things. This realization took us down the avenue of constantly discussing ways of making money and investing that earned income. Real Estate is one of the main wealth building tools and is especially effective where we live. We live within the Greater Toronto Area and although this asset-class provides consistent returns for investors already in the market, it does come with a significant barrier to entry. A large down payment is required for admission into the real estate market in the GTA. We are fully aware that this is no easy task, especially with student loans, toxic debt, and a high cost of living. Coming up with a down payment for a home is in fact possible, regardless of how much income you make today. It involves following some of the money principles that the wealthy follow, which include the 40 percent rule for investments, the 10 percent rule for car payments, increasing your streams of income and most importantly, living below your means. The bigger the gap between your income and your expenses, the more wealth you can create. We talk about setting financial goals and why that’s one of the most important things on this journey. The three of us have our own side hustles that we do to supplement our main streams of income, including Uber, Turo and Ebay. Having said all that, the main focus of this podcast is investment and throughout future episodes we go into detail on the Stock Market (Vinth), Cryptocurrency (Vino) and Real Estate (Heaven). We talk about a Grant Cardone video that Vinth watched which featured the likes of Kevin O’Leary and Dr. Jordan B. Peterson. Heaven talks about what he took away from reading Think and Grow Rich. Other books mentioned include Rich Dad Poor Dad and the Value of Simple.  Follow the show on Instagram @wealthispossible