If you’re like most working Americans, your No. 1 strategy for accumulating enough money to retire is by contributing to a defined-contribution plan such as a 401(k), 403(b), or the federal Thrift Savings Plan. Consequently, when you retire will depend largely on how well you manage your account. Robert Brokamp provides 11 tips for making the most of your employer-sponsored retirement plan.

Also in this episode:
-The S&P 500 is near all-time highs, but small caps and international stocks are doing even better so far in 2026.
-A new study finds that retiring before 65 may accelerate cognitive decline.
-The U.S. government’s debt-to-GDP ratio is now over 100%, nearing the all-time high set after the end of World War II.

Host: Robert Brokamp
Engineer: Bart Shannon

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