What the heck is a Debt Ceiling anyway? Are we learning the wrong lessons from our government's fiscal policies? Maybe we should just focus on other stuff, like braving the stock market, simplifying life, and polishing up our digital brains. All that and a couple of Hills on this month's mailbag.

• (00:08:53) Daring to Invest
• (00:13:37) Cognitive Drag and your Digital Brain
• (00:17:39) Investing Early and the Value of a College Degree
• (00:31:24) Debt Ceiling and Leverage
• (00:39:01) Government Debt vs. Personal Debt
• (00:58:00) The First Hill: A Fond Farewell
• (01:09:30) The Second Hill: A Long and Foolish Life

Host: David Gardner Guests: Jeff Fischer, Tom King, Jason Moser, Chris Hill Producer: Rick Engdahl