Money Confident Podcast with Jillian Todd

Maybe You Should Save Less (Yep, Really)


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🎙️ The Money Confident Podcast with Jillian Todd Episode 04: Maybe You Should Save Less (Yep, Really)

This one’s a spicy take. If you’ve been stashing money away, hoarding cash in a savings account “just in case,” or telling yourself you’re not ready to invest or spend until you’ve saved more… Jillian’s here to lovingly call you in.

In this episode, she shares why over-saving (yes, even with good intentions) might be keeping you from the next level of success in your business — and what to do instead.

Inside this episode, Jillian unpacks:

  • The difference between responsible saving and fear-based hoarding

  • Why having 20 months of expenses in your account isn’t actually helpful

  • The problem with “I just don’t trust myself with money yet”

  • How understanding your cash flow, tax strategy, and investment options will actually make you more money

  • Why faith in yourself (and your ability to pivot) is more valuable than a bloated savings account

You’ll also hear how building financial clarity and trust in your numbers helps you release money anxiety, make smarter business decisions, and pay yourself more.


📅 Want to go deeper? Join Jillian’s FREE class: Money Confident Creative: 3 Steps to Pay Yourself More Without Earning More 🗓️ September 25 at 12 PM ET Learn how to stop over-saving, start optimizing, and feel good about your money. Save your seat → Money Confident Creative


💛 Was this the money pep talk you didn’t know you needed? Send Jillian a DM on Instagram @_jilliantodd or share the episode with a friend who has a very full savings account but zero clarity on what’s next.

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Money Confident Podcast with Jillian ToddBy Jillian Todd

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