Rayna Retirement

Medicare Surprise Bills? How IRMAA Can Increase Part B Premiums


Listen Later

If you’ve ever heard the phrase “the more money we come across, the more problems we see,” this episode might hit close to home.

In today’s episode of Rayna Retirement, Rayna is breaking down IRMAA—the Income-Related Monthly Adjustment Amount—and how it can cause your Medicare Part B premiums to jump significantly after you retire.

Here’s the tricky part: Medicare doesn’t look at what you make today. It looks at what you earned two years ago. That means many retirees are shocked to learn they owe more for Medicare simply because they had a strong income before retirement. 

If you’ve recently retired—or you’re about to—this is a must-listen episode that could save you hundreds (or even thousands) of dollars a year.

--

Contact Rayna directly at 850-450-6500
Or call the American Federal Benefits Consultants team at 1-800-872-8857
Visit: AmericanFederal.org

--

YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.

...more
View all episodesView all episodes
Download on the App Store

Rayna RetirementBy American Federal Benefits Consultants