Medicare is the US National Healthcare program for people over 65. It’s comprised of two parts: A & B, which cover ~80% of costs. The rest is filled in with things called Part C, D, and Medigap, which are supplements you can sign up for during the yearly election period. There are lots of things to consider when making decisions about these moving parts. Because making the wrong choices can cost you money.

The annual election period runs from October 15th to December 7th. Medicare recipients receive information in the mail a few weeks prior to this period. There is also a lot of commercial attention on the TV.

Danielle Roberts is a medicare insurance expert and is going to help us understand how it all works. She first appeared on engAGING Conversations last year, on episode 031, so I encourage you to listen to that episode too.

Listen to today’s episode to learn:

• When you need to sign up for Medicare
• What the Annual notice of change is and why you need to pay attention to it
• What the different parts of the Medicare Program are
• Things to consider when choosing your plan
• Why you should consider a prescription drug plan even if you don’t take prescription drugs
• What Medicare does not cover

Find out more about Danielle and her company at

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