Melio, which has raised $256 million and was recently came out of stealth valued at $1.3 billion by Coatue, makes it easy for SMBs to pay each other. It's a Venmo-like experience on the front, with powerful tech in the back-end. It's also executing brilliantly on the disruption playbook.

Today, we’ll look at Melio’s story, product development, viral growth, and future through the lens of disruption. It’s rare that you get such a clear view of disruption playing out in real time. This one’s going to be in the textbooks. We’ll help the professors get started by covering:

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