In this modern era, people perceive financial algorithms as witchcraft because they don’t understand the first thing about it. Even the frontline lenders’ staff do not know how algorithms decide fundability or funding approvals. However, it’s been proven over and over again that technological advances are not necessarily evil. In this episode, Merrill Chandler talks about the things we need to understand about algorithms and what they are designed for. He also tackles Goldman Sachs’ alleged gender bias in Apple credit card limits.

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