The 1 o’clock hour focuses on health care affordability and economic pressure facing West Virginians as Kelly Allen, Executive Director of the West Virginia Center on Budget and Policy, breaks down the expiration of ACA tax credits and what rising premiums could mean for families, retirees, and small business owners. The discussion examines real-world consequences, uncertainty heading into the new year, and the ripple effects on employment and entrepreneurship. The hour also includes cultural and seasonal features, blending policy discussion with holiday-themed conversation and community voices.