Sanjib sits down with Michelle Beyo, Founder & CEO of Finavator, for a wide-ranging conversation spanning open banking and digital identity to AI, data portability, stablecoins, agentic finance, and human data rights. Michelle shares why onboarding is no longer just a one-time KYC check, and why trust, continuous validation, and smarter data practices are becoming critical for fintech growth.

Michelle also discusses her upcoming book, Mastering the Future of Finance, her work helping companies expand into North America, and her experience at Fintech Meetup, where intentional networking and real ecosystem connections continue to drive innovation forward.