This week, Aaron Vincent and Matt Decker focus on the importance of the age of 70 in retirement planning. At age 70, individuals can receive their maximum Social Security benefit if they delay filing. It is also the last age at which individuals have the flexibility to work their own plan before forced taxation begins. Forced taxation, also known as required minimum distributions (RMDs), starts at age 73. The conversation emphasizes the need to plan and optimize tax strategies before reaching these milestones.

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