Millennial Debt Domination

On this episode of Millennial Debt Domination, Katie highlights financial success post high school.

For many young adults, graduating from high school marks the beginning of a major transition. It's a time filled with exciting opportunities, new responsibilities, and important decisions, but one thing often overlooked is financial readiness.

In this episode, Katie explains what it really means to be "graduation-ready" financially. While students spend years preparing academically for life after high school, many leave without practical financial skills they need to navigate adulthood, skills like understanding income, managing expenses, making informed borrowing decisions, and building wealth over time.

Katie is joined by Vince Shorb, CEO of the National Financial Educators Council. Vince is a leading advocate for financial education and believes financial literacy should be treated as a core academic subject, with the same standards, rigor, and accountability as Math, English, and Science.

Katie and Vince discuss why gaps in financial education continue to affect families and young adults, what essential money skills every student should learn before graduation, how we can better prepare the next generation for financial success, and more.

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More questions for Katie? E-mail us: [email protected]

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/

https://www.financialeducatorscouncil.org/

On this episode of Millennial Debt Domination, Katie talks with Navicore's 2025 Client of the Year, Aoife.

A dedicated Army National Guard veteran whose life changed suddenly after a devastating medical event, Aoife faced not only the challenge of recovery but also the growing financial strain that followed. Her journey reflects the reality many individuals experience when health crises and debt collide, and highlights how compassionate, expert financial counseling can become a critical part of the path to healing and independence.

Katie and Aoife discuss her Army service, navigating life on disability income, managing mounting credit card debt and medical expenses, and finding hope through credit counseling.

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• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: [email protected]

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie highlights building a financial plan while paying off student loans.

If you're juggling student loan payments while trying to build a future, saving, investing, maybe even dreaming about buying a home, you're not alone. For many millennial and Gen Z listeners, student debt is part of the financial starting line, not the finish line. And while it can feel like those monthly payments are holding you back, the truth is: you don't have to wait until your loans are gone to start building a solid financial plan.

On this episode, Katie is joined by Skyler Fleming, financial planner and host of Money Talk.

Katie and Skyler discuss balancing debt repayment with saving and investing, deciding which financial goals to prioritize, and how to avoid feeling like you must choose between paying off debt and building your future.

Follow Navicore on Social Media:

• X: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: [email protected]

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie highlights Money Shame.

It's not uncommon to feel shame about your financial situation, so much so that it can lead to avoidance altogether. But ignoring money problems only makes them worse. For many women, this shame is especially strong, often fueled by societal expectations and outdated money myths.

That's why today's episode is all about breaking free from debt shame and taking charge of your financial future. We're going ot talk about how women can confront these emotional and cultural barriers and begin to build lasting welath and confidence.

On this episode, Katie is joined by Gokce Donat, the founder of MillionElle.

Katie and Gokce will be discussing the reasons women tend to avoid their finances, the emotional roots of financial shame, common money myths, and the steps to move from financial avoidance to financial empowerment.

Follow Navicore on Social Media:

• X: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: [email protected]

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/

https://richlifeplanpodcast.com/

On this episode of Millennial Debt Domination, Katie highlights life after retirement.

Retirement isn't the end of your story; it's the beginning of a new chapter filled with opportunity, flexibility, and the freedom to spend your time how you choose. While many people focus on saving enough money to stop working, true retirement planning goes beyond building a nest egg. It's about creating a roadmap for a financially secure, fulfilling, and sustainable life after your working years.

On this episode, Katie is joined by Elizabeth Zelinka Parsons, co-founder of Encoraco, to discuss everyday spending, housing decisions, and what retirement can look like.

Follow Navicore on Social Media:

• X: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: [email protected]

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/

https://www.encoraco.com/

On this episode of Millennial Debt Domination, Katie highlights emotional spending.

Have you ever gone on a shopping spree after a bad or even good day? That's emotional spending, using shopping as a way to cope with feelings like sadness, boredom, anxiety, loneliness, or happiness. While it might offer temporary relief, emotional spending often leads to regret, guilt, and deeper financial stress.

On this episode, Katie is joined by Kim Cole, Navicore's Community Engagement Manager. Katie and Kim discuss why Millennials and Gen-Z are especially vulnerable to emotional spending, the rise of 'retail therapy,' the connection between emotional spending and mental health, and much more.

Follow Navicore on Social Media:

• X: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: [email protected]

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial DebtDomination, Katie highlights credit counseling at Navicore Solutions.

Credit counseling agencies offer personal financial education, budgeting advice, money management workshops, and access to debt management plans. Certified counselors are trained in consumer credit, debt and money management, as well as budgeting. If you're considering working with a credit counseling agency, it's import to choose a reputable nonprofit organization, like Navicore Solutions.

On this episode, Katie is joined by Michael Leon, the Senior Director of Counseling at Navicore Solutions. Katie and Michael discuss why working with certified counselors matters, what a typical session looks like, common misconceptions about credit counseling, and much more.

Follow Navicore on Social Media:

• X: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: [email protected]

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie highlights early retirement investing.

When retirement feels decades away, it's easy to prioritize other financial goals. But the truth is, the sooner you start investing for retirement, the better off you'll be. Prioritizing your future financial security is just as important as managing your present financial responsibilities.

On this episode, Katie is joined by Dr. Constance Craig-Mason, CEO of Concierge Financial Advisory. She helps her clients take control of their money so they can build the life they want without fear.

Katie and Dr. Constance discuss the power of compound interest, different types of retirement accounts, the importance of financial education, and much more.

Follow Navicore on Social Media:

• X: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: [email protected]

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/

https://www.conciergefg.com/

On this episode, Katie highlights financial wellness.

Financial wellness isn't just about how much money you make; it's about how you manage, think about, and feel about your finances. It's the key to reducing money-related stress and creating a stable financial future. Achieving financial wellness means you have a clear understanding of your financial situation and a solid plan to manage it effectively.

On this episode, Katie is joined by Dr. Erika Rasure, the Chief Financial Wellness Advisor at Beyond Finances. Katie and Dr. Erika will discuss the difference between financial wellness and financial stability, the habits that contribute to financial well-being, how to create a financial plan, and much more.

Follow Navicore on Social Media:

• X: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: [email protected]

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie talks with Navicore client Greg.

After dealing with health challenges, overspending on credit cards, and taking out a large personal loan, Greg found himself overwhelmed by debt. With nowhere else to turn, he reached out to Navicore for support.

On this episode, Katie and Greg will talk about how his debt built up, what financial education he received growing up, whether he was initially skeptical of Navicore, and so much more.

Follow Navicore on Social Media:

• X: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: [email protected]

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/