Last week I had the opportunity to sit down with Ayana Campbell Smith the founder of Millennial Money Guide and full-time Creative Director / UI Designer.   We chatted everything from her new found hobby, long boarding and how she has used Millennial Money Guide as a creative outlet to explore new opportunities and passions and then of course we talked about 💸 GUAP 💸.    Here are the highlights 👇🏽

I obviously asked what Ayana thinks are the top ~ mistakes ~ that millennials are making with their money.  You’ll be glad to hear that she actually didn’t say eating out too much 😉.  She actually said that most of us are missing out on habitual saving habits.  And she’s right - if you’re anything like me you’re probably throwing a lil’ bit of money away once you’ve paid for everything else and bought that Lisa Says Gah! set that you’ve been wanting forever.  But Ayana says pay yourself first send some money to your debt or savings - whatever you’re working on.  PRIORITIES BABY.

She also says that we don’t need to be afraid of budgeting (hands up if you needed to hear that).  And actually having a budget is about empowering yourself when it comes to your money - NOT restricting yourself.  It’s more about deciding where you want your money to go and keeping yourself accountable to that.

And finally we talked about pricing (which yes we could do an entire episode on)  but we chatted about starting at the beginning - breaking things down to the basics and determining what you need to cover your basis.  And think about how much time you’re spending on things even if you aren’t communicating that with your client - just so you know what you’re actually making per hour.

Sooooo if you want to work with Ayana on getting your mind on your money and your money on your mind… check her out here https://www.instagram.com/millennialmoney.guide/.