Cruzing Into Retirement

Mind Over Markets


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In this episode, Rey Cruz dives into “Mind Over Markets", exploring how fear, greed, and emotional decision-making can impact investors, especially during volatile times. Rey explains why no one can predict the market, how your brain’s emotional alarm system influences financial choices, and why constantly checking your portfolio can actually hurt long-term results.

Original Airdate: 12/14 & 12/21 2025


Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

Our firm is not permitted to offer and no statement madeduring this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US Government or any governmental agency. The information and opinions contained herein provided by the third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by our firm. This show is a paid placement.


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Cruzing Into RetirementBy Rey Cruz