In this slightly festive episode of Money Made Simple, Jennie and Liv tackle the easier-to-avoid but very relevant topic of Christmas spending. They share their top tips and tricks for managing holiday expenses without sacrificing the joy of the silly season. This episode covers:

• The benefits (and how-to guide) of setting a budget for gifts, food, and festivities which can lower the stress levels from over-spending
• Creative and thrifty gifting ideas, from DIY wrapping paper to delightfully funny Dirty Santa games 
• How to make the most of the best annual sales (and the sneaky benefits of planning your shopping early - we promise it's a game-changer!)
• Ideas on how to create new, cost-effective holiday traditions that focus on spending time, not money

Resources mentioned in this episode
- The nifty Draw Names App, for organising Secret Santa gifts efficiently
- How to skip the plastic & provide your loved ones a better future via KiwiSaver or Investment Funds gifting

This episode is packed with practical advice to help you navigate the financial hurdles of the holiday season so you can focus on what truly matters - spending time with loved ones. So hopefully you'll walk away with at least one actionable idea to make your festive preparations smoother and more enjoyable!

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Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.