The recent price declines present a great opportunity to dollar cost average into cryptos and ETFs. In this podcast, I discuss some of the cognitive biases people tend to have in relation to investing, including anchoring. I also discuss the use case or utility of cryptos vs traditional assets.

Antinatalists and efilists often talk about the "red button" thought experiment, but how can we move from thoughts and theory into practical action that can be taken to legally reduce life and therefore reduce extreme suffering, violence and pain? #practicalefilism

I am multimillionaire now and most of that wealth did not come from property. Rather, most of it came from crypto and stocks. This shows that buying property is not necessary to build wealth. I fact, you don't need to buy property at all. However, everyone needs a place to live, and with the rise in property prices and rents all over the developed world, many young people are finding they are being priced out. You cannot rely on politics to solve this problem simply because most voters want rising house prices due to greed. Politicians in democracies do not want to be voted out at the next election, so they will implement and maintain policies that give voters what they want, which is rising house prices. People are greedy and don't care about others, so we need to take matters into our own hands. We need to stop looking at politics to solve this problem and focus on individual personal action. Put simply, the best way we can respond to housing unaffordability is to get a vasectomy (or tubal ligation if you're a woman). I got a vasectomy about ten days ago. Getting a vasectomy is the first step towards addressing this problem. You should also try to live with your parents or, if that's not possible, live with housemates. Then we need to invest in investment that will provide returns that are higher than what would be provided in property. Elon Musk is a renter. He is the richest man in the world right now with a net worth approaching US$300 billion. He rents a place close to his work. Arguably this is better than buying the property because he can expose more of his capital to Tesla and SpaceX shares, which have performed very well. If you want to combat housing unaffordability, having kids is a major problem. Having more kids means you need more space to live, which means you have to pay more. Furthermore, having kids means you cannot move easily to where housing is most affordable. Combating housing unaffordability requires embracing mobility and minimalism. If you don't own too much, moving is easy, and if moving is easy, you are not beholden to the demands of any one landlord. As they say, your greatest power is your ability to walk away.

In late October 2021, I became a multimillionaire for the second time in my life. This time I was a multimillionaire for only about 30 minutes before crypto market fluctuations made me a mere millionaire again.

In this recording, I explain how to become a multimillionaire. One of the key principles I talk about is the importance of focusing on what will give you big returns and large savings. Don't sweat the small stuff. Most people focus on investments that provide small returns or savings techniques that save only a small amount of money. These people are penny smart and pound foolish. The key to growing wealth quickly is focusing on investments that have high gains and also focusing on saving money not by focusing on small things like skipping coffee, having breakfast at home rather than at a cafe, buying a second-hand pram, or reusing daipers. Rather, focus on what will save huge amounts of money, such as living with your parents, living with housemates, not owning a car, or never ever having children by getting a vasectomy or tubal ligation.

I have gotten a vasectomy which means I am sterile and have eliminated the risk of having children. In this recording, I explain why I got a vasectomy and describe the various economic, environmental and ethical reasons why a man should consider getting a vasectomy. I also provide tips on how to shave before a vasectomy and what to do after a vasectomy.

Food and shelter are basic necessities, but the need for love is also very strong. Love is a feeling we experience because our bodies are trying to make us have babies. Not only does biology make us want to love others but also our biology makes us want others to love us as well. There is a downside to this as it can lead to conformity. We conform to archetypes in order to get others to love us, which can cause us to turn away from our true selves. There are many benefits from turning your back on love.

When you are young, you should take on more risk when investing. As you get older, you reduce your risk up to the point where you reach your FIRE number. Once you reach your FIRE number, the risk you take in your investments should start to rise again. Once you have reached your FIRE number, you have the ability to take on infinite risk.

Many people do not take dogecoin seriously, but there are many reasons to believe that the joke crypto can be worth US$10 one day. Key to this idea is the utility of dogecoin, which comes from its speed and low fees, making it a perfect currency for use on the internet and in real life. (Note: This is not financial advice.)

In this podcast I talk about how social security and the ageing population creates the need for higher taxes (or inflation via money printing) which puts more burden on the young (mostly Millennials). The solution to this problem is to stop having children because children are expensive. By not having children, you can save more and invest more, which gives you financial independence and freedom. Unless you are extremely wealthy, having kids will make you a slave.

This podcast details the many benefits of investing in crypto such as bitcoin or litecoin rather than investment such as real estate. They include better performance, lower risk, lower fees, faster transactions, and liquidity.