Welcome to The Financial Technology Report, a leading information source on financial technology companies and solutions.

In this episode, we speak with Patricia Montesi, Co-Founder and CEO of qolo, a full-stack payments platform built for fintechs and financial institutions. qolo supports card issuing, ledger management, and payment processing, giving teams a single system to manage virtual accounts, move money across payment rails, and maintain real-time visibility into balances and flows. The platform is designed to replace point-solution stacks and legacy cores with bank-grade ledger infrastructure that supports multi-rail payments, digital wallets, and commercial money movement use cases.

Patricia co-founded qolo in 2018 after a career spanning payments operations, client delivery, and product launches across startups and large financial technology providers. Her background includes leadership roles at FIS and other payments and fintech firms.

I am your host, RJ Lumba. We hope you enjoy the show. If you like the episode, click to follow.