Mold can look like spots. It can be many different colors, and it can smell musty. If you see or smell mold, You do not need to know the type of mold, it has to be removed. If mold is growing in your home, you need to clean up the mold and fix the moisture problem. It is better to let professionals deal with it, especially when your insurance is paying for it. If you are a homeowner, you should watch this^^