This week on the Weekly Finance News Wrap, significant changes are set to impact the Reserve Bank of Australia (RBA) as a leadership overhaul splits it into two boards, focusing on governance and economic policy respectively. Despite concerns raised by AMP's Chief Economist, Shane Oliver, the changes are set to provide a cautious approach to policy setting. In housing, a proposal to adjust mortgage lending rules could ease the stress for first-time home buyers. Meanwhile, Franklin Templeton signals a digital revolution, suggesting the rise of crypto wallets could redefine portfolio management. Lastly, Bella Financial Group considers acquiring full ownership of Selfwealth to strengthen its digital broking sector.