This week on Money and Change, host Stu Shear navigates a wide range of topics, from personal anecdotes to national headlines. After a holiday weekend hiccup, Stu dives into essential money-saving and health-related advice, reminding listeners to practice food safety and check local health advisories.

The show covers critical financial topics, including a deep dive into the pros and cons of cash-out refinances and a look at the soaring U.S. national debt. Stu also explores the growing threat of AI to entry-level jobs, and shares insights on how to build a stronger financial future by using tools like Health Savings Accounts (HSAs). Plus, get the latest on a widespread shrimp recall, and learn how short-term rentals are impacting local communities.

Tune in for a mix of practical advice, candid commentary, and a call for common sense in a world of complex changes.