Ready to talk money? In the latest episode of "Money and Change," Stu Scheer breaks down the financial issues affecting us all.

Financial News: Discussion of the Powerball jackpot and the slim odds of winning, as well as the financial impact of winning.

Cost of Living: A look at the rising cost of living and how it affects Americans, highlighting the American Dream becoming more unattainable for many.

Government Shutdowns: An analysis of the potential for a government shutdown, the political motivations behind it, and the potential economic consequences.

AI's Impact on Finances: A segment on the increasing cost of energy due to the development of artificial intelligence.

Homeownership: A discussion on the current housing market, including the high cost of homes, rising interest rates, and the increase in cancelled home purchase agreements.

Gen Z Trends: A brief overview of financial strategies popular with Gen Z, such as envelope budgeting, automating savings, and second-hand shopping.

Precious Metals and Preparedness: A segment on personal preparedness, including paying down debt, creating an emergency fund, and investing in precious metals as a hedge against financial instability.