In this insightful episode, I sit down with KaDedrick KD Richardson for a powerful conversation on money management and building a strong financial foundation. KD breaks down the essentials of financial planning and why understanding your credit is key to long-term success. We also dive into practical strategies for avoiding and managing debt without becoming overwhelmed, and explore how to build generational wealth through intentional financial habits. Plus, KD shares the importance of saving and how even small, consistent steps can lead to big results. Whether youre just starting your financial journey or looking to level up, this episode offers valuable tools to help you take control of your money.