Buy the magazine here - not a n affiliated link: https://www.amazon.com/National-Geographic-Titanic-Editors/dp/1547854006

A lot has happened since our last episode, including taking the website offline. Life comes at us fast and sometimes our side projects take a back seat to life. In this episode Sarah and Elliot will update you on what’s been happening and tackle some big topics such as:

Becoming a one income house

having more than one child

Becoming a $0.00 income house - eek!

Thank you for listening,

Sarah & Elliot

Happy to be back after a long hiatus, we are discussing the emotional and logistical challenges we are facing after making a serious lifestyle adjustment in the past year.

Two things crystalized for me during this discussion:

• It is incredibly difficult to feel comfortable or entitled to provide input in an area in which you are not actively contributing. While any glimpse into the dregs of the social media world might indicate otherwise, I think for most of us, in our personal lives, when we divvy up responsibility we often also relinquish ownership. For me, going from an equal contributor to our household income to no income has been a challenge in terms of trying to remain an engaged partner in our finances.

• It is not always a clear and linear path to the goal line. While some financial goals are fairly straight forward (e.g. I want to purchase a new bike, so I will save $X per month until I have saved enough to buy it), many are more complex. In retrospect, our goal to tackle all our outstanding debt 5 years ago enabled us to make our big move this past year. All we knew was that reducing our debt reduced our fixed expenses which would increase our financial freedom. We didn’t know it would set us up to be able to give up my income and relocate our family. Getting your financial house in order is always a good idea. It will open possibilities down the road that you might not even see yet.

Thanks for tuning in,

-Sarah

Our original 1st episode

Starting this podcast was a fun idea Sarah and I came up with - we are finally releasing this one now that we have made some lifestyle changes. While in the financial industry, we found there was a conflict of interest with our topics and the services offered within the organization Sarah used to be affiliated with. With respect to the organization, and loyalty to the people who helped get us where we are today - we pulled this episode.

The conflict of interest no longer exists, so we are free to release this episode to the public. Please enjoy this 1st recording as we work to get our feet back under us, and bring you more content in the future. Stay Tuned!!!

www.moneybooksandlunch.com

Join us as we discuss what Financial Advisors do, and why you would pay someone to play with your money for you.

What’s the likely hood I’m going to be rich? … pretty low…

What does rich even mean? …well, it’s subjective…

Look at Mark Zuckerberg, he dresses simplistically, and is frugal. SURPRISE, those shirts are really expensive from the point of view of someone who is not a billionaire CEO.

Warren Buffet eats at Dairy Queen? Wow, I could become a billionaire by eating at Dairy Queen.

10 Things that scare me

You Can Get Richer Pinching Pennies Like Warren Buffett

The Credit Card Hustle

The Frugal Billionaires

Skimping on Splurges, like a Millionaire

They don’t buy $5 coffees every day

Is there a relationship between financial stability and physical health? Some studies suggest there is.

Sarah & Elliot tackle some of the common health insurance terms, and look at a few common areas your money can be saved when it comes to saving money on your well being.

Also, Elliot discusses his recent trip to the ER.

Sarah was right - start at the bottom, and work your way up.

Check out Chrysti the Wordsmith

Etymology of “Going Dutch”

Fidelity - Top things to improve your “Well Being”

ScienceDirect - Income vs. Physical Activity

Very Well Health - Ambulance Rides $$$

Forbes - 2012 - 10 Most Common, Most expensive ailments

Humble as he is, and avoiding the credit, we all know Copper City would never have happened without him to kick this off, and follow it through. I agree, there are many players that helped keep this project alive, and as a mountain bike rider I thank you wholeheartedly.

Sit back, and enjoy this episode as we discuss the bureaucracy that is trail building.

A a short review of what is a good place to start if you’re trying to figure out how to get started on that first discussion with your partner.

Money is the most common dividing force between partners, yet it is the last thing we are willing to talk about.

Everyone has a different perspective on how to manage their own cash, but what happens when two people get together and are now attempting to manage that money together?

This episode is all about relationships and money. We look through some of the statistics around how Americans view their money, how those items impact a partnership, and review only a few of the many mistakes Elliot has made as well as some options for your day to day life.

Financial Stress - CNBC Article
     - The actual Study
Financial Health and Financial Stress
Marriage and Finances
Financial Talks to have at every stage of your relationship
Hiding money from spouses
Prenups, not just for the 1%
How does money affect your relationship

Good night my friend

Sadly, our beloved family friend passed away shortly after this episode was created. We left in a small clip of Winston walking around in the room in honor of his memory. With that, we dedicate this episode to our friend who has crossed the rainbow bridge. We miss you Winston.

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How do I check my credit? Why does it matter? What makes up my credit report?

What do I do if it gets screwed up?

annualcreditreport.com

Hard and soft inquiries

9 ways to kill your credit

9 ways to start rebuilding your credit

Consumer Financial Protection Bureau's website

Federal Trade Commission's website

Credit Freeze