New year, new goals… same bank account habits? Let’s not do that again.

In this episode of Budgets for Badges, we’re laying out the money conversations first responder families actually need to have heading into 2026—before life, overtime, and chaos decide for you. We’re talking about the not-so-fun topics that quietly shape your future: expectations, priorities, lifestyle creep, retirement reality checks, and what “financial security” really means in a career that rarely offers predictability.

We’ll cover:

• The money conversations couples keep avoiding (and why that’s costing you)

• How to reset goals after inflation, burnout, and “just one more year of overtime”

• Aligning values, priorities, and spending before resentment shows up

• Planning for the next season of life—career changes, kids, housing, and retirement

  
  

This isn’t about creating a perfect budget or promising financial miracles. It’s about starting honest conversations now so you’re not stuck reacting later.

Because 2026 doesn’t need new spreadsheets — it needs clearer communication. 🚨💬

Follow us on IG:

Budgets for Badges: https://www.instagram.com/budgetsforbadges

Rebecca Jameson: https://www.instagram.com/bluelinemoneycoach

Chris Harksen-Lucero: https://www.instagram.com/beyondthenumbersbn