The student loan pause is officially over—and the drama is real. In this episode of Money Elementary’s ChisME, Heidi, Vanessa, and MEIA break down what the return of federal student loan payments means for your wallet, your future, and the economy. From rising delinquency rates to the ripple effects on healthcare, housing, and education—we spill the financial chisme. Plus, we share what you can do if you’re struggling to pay, including how forbearance works and how to avoid default. Don’t panic—plan.