Bonus Lesson: Every person and especially every business needs to be more efficient, use technology, improve marketing and craft a compelling business identity.

Learn to make a plan to be wealthy and to be able to retire. Learn where to shelter your investments from taxes.

Investing is not hard, it is relatively safe and is important for your future. Learn the basics and avoid some of the regrets and pitfalls out there. I cover investing in depth here in part 1 of 2 on Money For Average Joe’s.

Bonus Lesson: There are plenty of high income earners that overspend. In order to have more money for what you deem important you must learn to spend less on what does not matter.

Monthly payments for where you live can tie up all your money and hold back your future. Spend a little time comparing the options.

Learn how to pick the best college for you and how to pay for it.

Learn how to crush your crushing debt, what debt type of is good and how most Americans spend their money.

Learn how to make more outside of a career move or going back to school. This is all about the art of the side hustle and creating an asset based business you own. 

Protect your family from financial ruin by getting proper insurance.

Build a 1 month Emergency fund as fast as possible then once your consumer-debt is gone build up a 3-6 month fund.