Unlock essential finance tips, budgeting strategies, and investing insights with financial coach Paris Cluff. In this Business 101 Podcast episode, Paris reveals what most financial advisors won’t tell you: why budgeting should free not restrict, why emergency funds are nonnegotiable, and how sinking funds and buffers can transform your cash flow management.

What You’ll Learn:
• Why financial coaching offers more practical value than traditional advising
• The most common budgeting mistakes—and how to fix them fast
• How sinking funds stabilize your finances and protect against surprises
• Investment strategies to navigate volatile markets with confidence
• The essential questions to ask before hiring a financial coach
• Systems to reduce stress, manage money smarter, and build lasting wealth

This is a step-by-step playbook for mastering money, investing wisely, and achieving financial success. Perfect for entrepreneurs, small business owners, and anyone ready to take control of their finances.