What's your mindset before payday? Are you creating your budget for the month and figuring out what bills need to be paid? Or is your paycheck already spent before it hits your account, because you're already plotting what you're going to buy, who you're going to hang out with and where you're going on vacation? We hope it's the first one, but we understand if it's the second. It's easy to have a plan for how you're going to spend your money on fun, but it's imperative to make sure that the priorities are taken care of first.

In this episode we're joined by Financial Coach, Brandi Smith of Legacy Financial Coaching and Brandis2Cents. Brandi has been in both situations, so she has invaluable information to share. She talks about her own journey to debt freedom, and the benefits of budgeting, knowing how to split your paycheck and overall steps to healthy money management. She also does some myth busting around Forex and how it can be a game changer, with the proper knowledge.

You can find and follow Brandi @Legacyfinancial_ and @Brandis2Cents.

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