Opener: How we handle our money matters. Luke 16:11 Intro: Psalms 37:21, Rom 13:8 We’ll look at nine tips to getting our heads above water financially. Pray about it Phil 4:6, 1 John 5:14 Develop a debt free mindset Rom 12:2a List your debts according to priority Don’t go deeper Prov 22:7 List your belongings Prov 27:23 Establish a spending plan Prov 21:20 Consider adding additional income Prov 31:16-17, 24 Consider a radical change of lifestyle I Tim 6:6-7 Don’t give up Gal 6:9