Money Minute

In this episode, Melony and Derek discuss their podcast Blacklining Forum.

The Blacklining Forum reflects our awareness of redlining, the systemic and notorious practice in the home lending industry that excluded generations of Black people from the housing market, and which devalued Black and Brown communities across the United States.  

They answer the following questions:

• How did you become involved in real estate?
• What brought you two together?
• Why are you starting a podcast about RE?
• Why did you choose the Blackining Forum as your podcast name?
• What will differentiate your podcast from others?
• How do you define financial freedom?

For Melony: As a real estate advisor, what do you want home buyers to talk about with their financial advisor before searching for property?

For Derek: How can real estate fit into someone’s overall investment portfolio?

Affiliated with Gibson Sotheby’s International Realty, Melony Swasey and her Good Boston Living team provide intimate, insightful advice to folks buying and selling homes throughout Metro Boston. And through close referral connections with Sotheby's Realty advisors around the U.S. and

internationally, Melony and her team satisfy the full scope of their clients' needs and dreams. Forging genuine, trusting relationships since 2010, Melony works closely with home buyers and sellers of all stages of life, guiding them to intelligent, winning decisions in the context of fast-moving markets. 

Derek Lumpkins is an entrepreneur, consultant, and writer who works and lives at the intersection of intentional community engagement and meaningful social change. A Boston native, Derek draws upon over a decade of experience supporting the growth and visibility of communities of color through work in the for-profit, non-profit, and higher ed sectors. Derek launched his consultancy, ReFresh Strategies, in 2020 during the national and worldwide

protests in support Black lives. Corporate America’s resulting release of vague and tepid statements supporting social justice pushed him to recognize that 20th-century performative approaches to community engagement and allyship were unsuccessfully being applied to more complex 21st-century situations. With an eye toward sustainable relationships and fresh perspectives, Derek works with consulting and coaching clients to design mutually-beneficial,

progressive, creative, ethical, and socially-just solutions that push at the boundaries of the status quo to create meaningful change.

Social Media Links:

Blacklining Forum

Linkedin: Blacklining Forum podcast

Melony Swasey

Linkedin: Melony Swasey

IG: Melony.Swasey

IG: GoodBostonLiving

Derek Lumpkins

Linkedin: Derek Lumpkins & Refresh Strategies
IG: Refresh Strategies
IG: thedeluxchronicles 

Tune in to the Blacklining Forum, a podcast about Black wealth, power, and land.

To learn more, visit:

https://www.linkedin.com/in/margueritacheng

Listen to more episodes on Mission Matters:

h

Title: The Importance of Capturing Our Lives' Stories

In this episode, Dr.Jandi Kelly discusses the importance of storytelling. She helps us learn how to strengthen interpersonal relationships and foster conversations.

She answers the following questions:

• What does your company A Talk to Remember do?
• Can you walk us through the legacy film creation process? How does this all work? 
• Why is it important to capture our life stories? 
• How do you partner with wealth managers to preserve their clients’ life stories? 

Dr. Jandi Kelly is the founder of A Talk to Remember, a boutique production company that helps families and organizations capture their legacies in documentary films and oral history projects. For the past fifteen years, Jandi has worked as a university researcher, instructor, and administrator at the University of Chicago, Northwestern University, and the University of Michigan. She received her Ph.D. in higher education from the University of Michigan and her academic scholarship focuses on the topics of teaching and learning, life purpose, and identity development. Her research has been featured in The Journal of Higher Education and other publications. Jandi and her family live in Bend, Oregon, where she serves on the board of trustees for an independent K-12 experiential learning school.

To learn more, visit:

https://www.linkedin.com/in/margueritacheng

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/Marguerita-Cheng

In this episode, Chris addresses the following questions:

• What inherent traits make female investors so successful?
• What are some blind spots that female investors should be aware of?
• Why is maximizing your human capital more important than your investments?
• What are some important considerations for 1st generation Asian American investors?
• How can we incorporate mindfulness into our personal finances?

Chris Randall founded Axis Capital Management, LLC after spending 15 years as a bond trader in the asset management industry. The previous 10 years he was at Guggenheim Partners where he traded municipal bonds and asset backed securities. Prior to Guggenheim, Chris spent 5 years at Capital Group where he found opportunities in many different sectors of fixed income including mortgages, corporates, emerging markets, munis, and high yield. In his spare time he enjoys playing sports and going on hikes with his two kids, ages 9 and 6. Chris enjoys giving back to the community as a coach for local baseball and basketball teams.

To learn more about Chris Randall and Axis Capital Management, please visit:

axiscapmanagement.com

instagram.com/axiscap

linkedin.com/in/chris-randall-b2374310

threads.net/@axiscap

To learn more, visit:

https://www.linkedin.com/in/margueritacheng

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/Marguerita-Cheng

In this episode, Jennifer discusses the results of a survey and shares the top financial concerns for retirees.

Jennifer Schell is a Certified Annuity Specialist® and award-winning writer focused on demystifying annuities and other financial topics. Her expertise has been featured in prominent publications including Finseca Focus Magazine, TABBForum, CNET, and Yahoo! Finance. She is a member of both the National Association for Fixed Annuities and the National Association of Insurance and Financial Advisors.

annuity.org/retirement/planning/retirees-top-financial-concerns

To learn more, visit:

https://www.linkedin.com/in/margueritacheng

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/Marguerita-Cheng

In this episode, Christian answers the following questions:

• How complex is the process of buying an annuity?
• What do potential customers need to do before starting the buying process?
• How important is it to work with an insurance professional or financial advisor?
• What information will people need when going through the process of buying an annuity?
• What happens after you have picked your annuity or product?

Christian Simmons is a Certified Educator in Personal Finance and financial writer who has been with annuity.org since 2021. His areas of expertise include retirement income planning and Medicare.

To learn more, visit:

https://www.linkedin.com/in/margueritacheng

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/Marguerita-Cheng

In this episode, Sara answers the following questions:

• Where do you start when you want to simplify your personal finances?
• How do you find your numbers?
• What do I do with my numbers once I have them?
• How will knowing the numbers benefit me and make my life easy?
• How can you help me?

Sara Hobbs is the CEO & Co-Founder of Forecastle Financial, a boutique virtual Personal Bookkeeping firm based in Tennessee. Forecastle Financial fulfills the cash flow management needs of high-net-worth households, business owners & C-Suite executives, those with limited time & complex financials. 

Sara serves her clients with a proactive approach to personal cash flow management. After a banking career that spanned more than two decades, Sara knows how to bring order, structure & clarity to finances, ensuring that her clients have the insight they need to make informed decisions.

To learn more about Sara and Forecastle Financial, please visit:

forecastlefinancial.com

To connect with Sara:

Email: [email protected]

Website: forecastlefinancial.com

LinkedIn: linkedin.com/in/knoxvillesarahobbs

TikTok: tiktok.com/@theskilledsteward

Schedule a complimentary consultation call: calendly.com/forecastlefinancial/complimentary-consultation

To learn more, visit:

https://www.linkedin.com/in/margueritacheng

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/Marguerita-Cheng

In this episode, Adam discusses the importance of financial intimacy.

He answers the following questions:

• What is financial intimacy?
• How can a saver and a spender get on the same page?
• What role do gender dynamics play with money in relationships? For example, with female breadwinners?
• Who is your book for, and what is its aim?
• What things do you hear your clients saying that push them further apart or closer together?

Adam Kol is The Couples Financial Coach. He helps couples go from financial overwhelm or fighting to clarity, teamwork, and peace of mind.

To learn more about Adam, please visit:

couplesfinancialcoach.com

facebook.com/CouplesFinancialCoach

linkedin.com/in/adamkol

instagram.com/couplesfinancialcoach

Adam's Book:

Financial Intimacy for Couples:How to Achieve Clarity, Teamwork, and Peace of Mind With Your Money!

amazon.com/dp/B0DLLH6G5Z

To learn more, visit:

https://www.linkedin.com/in/margueritacheng

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/Marguerita-Cheng

In this episode, Nikki discusses the following:

• The biggest challenges Black women business owners face today, especially in the current economic climate.
• How Buy From a Black Woman supports Black women entrepreneurs and the impact in the community as a result?
• How the defunding of DEI programs has affected Black women-owned businesses, and how she and her  organization are responding to these changes?
• What  financial professionals should know about supporting Black women in business?
• The legacy she wants for Buy From a Black Woman leaves, not just for Black women entrepreneurs but for future generations of business owners?

Nikki Porcher is an American Business Awards® Thought Leader of The Year, founder of award-winning nonprofit organization Buy From A Black Woman and host of highly-rated podcast A Black Woman's Podcast. She’s made it her mission to empower, educate and inspire Black Women Business Owners; and to raise awareness for the need to support and #BuyFromABlackWoman.

Through her nonprofit, Nikki equips Black Women with the tools and resources they need to be successful in business. She’s helped Black Women Founders generate over $2.7 million in revenue in the last year alone, in addition to providing educational programs, funding and increased visibility through the highest-ranking online directory of Black Women-Owned Businesses in the world. The directory places these brands in front of an average of 4,000 consumers a month, and Buy From A Black Woman is also home to one of the largest communities of Black Women Business Owners in the US and across the globe.

Nikki is also a sought-after Business Consultant, DEI Trainer and Speaker. She’s been invited to speak at events such as Hope Global Forum, SXSW and Black Enterprise’s Women of Power Summit, and she’s led a series of panels for The White House Initiative on Advancing Educational Equity, Excellence, and Economic Opportunity for Black Americans.

As a decorated war veteran and former public school teacher, Nikki is no stranger to serving at the highest level. She now uses the skills she gained navigating those challenging environments to create a more equitable world for Black Women. Her list of accomplishments include securing partnerships with major organizations like H&M, the IRS and Goldman Sachs, helping 600+ founders boost their online visibility, and leading the way as one of the first platforms dedicated to Black Woman-Owned Businesses. However, her ability to keep going and inspire others in the process matters more to her.

To learn more about Nikki, please visit:
ablackwomanwebsite.com

To learn more about Buy From A Black Woman, please visit:
buyfromablackwoman.org

Social media handles:

LinkedIn: Nikki Porcher

Instagram: @a.black.woman

TikTok: @buyfromablackwoman

To learn more, visit:

https://www.linkedin.com/in/margueritacheng

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/Marguerita-Cheng

In this episode, Carla tells us about her transition to the financial advice profession. She discusses the topic of insurance and caring for aging relatives. She shares her experience of serving as a full-time caregiver for her mom and the importance of planning and preparation.

To learn more, visit:

https://www.linkedin.com/in/margueritacheng

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/Marguerita-Cheng

In this episode, Ellen shares the following insights with us:

1. Our relationships with Money, what do you mean by that? How can shifting this make a difference in our lives and businesses?
2. We hear a lot about scarcity thinking and abundance thinking, what does this really mean? 
3. It's so easy to fall into fear and worry about money. Why is this a problem? How can people shift out of worry?
4. How  did you realize you could connect with the energy of Money and deliver messages for people? 
5. Can anyone be intuitive when it comes to their money? How might they develop these intuitive muscles?

Ellen Rogin is a money expert and financial intuitive who helps people transform their relationships with money so they can have happier, more abundant lives. Her book, Picture Your Prosperity, was a New York Times bestseller, and her work has been featured on CNBC, ABC, NPR, TIME, and Oprah Magazine. Her most recent book, Messages from Money: How to Stress Less, Prosper More, and Reshape Your Relationship with Money, is receiving raves from around the globe. 

As a CPA and CFP®, Ellen worked for many years as a traditional financial advisor before selling her successful wealth management firm. She now combines her intuitive abilities and financial experience to connect with the energy of money and deliver “Messages from Money” to her clients.  Sounds weird? It did at first to Ellen, too! Yet people worldwide have found her understanding of their relationships with money to be uncanny. 

To learn more about Ellen Rogin, visit:

Linkedin: https://www.linkedin.com/in/ellenrogin/

Twitter: https://twitter.com/EllenRogin

Facebook: https://www.facebook.com/AbundanceActivist

YouTube: https://www.youtube.com/ellenrogin

Instagram: https://www.instagram.com/ellenrogin/

Ellen's newest book:
https://amzn.to/4bEjGlX

To learn more, visit:
https://www.linkedin.com/in/margueritacheng

Listen to more episodes on Mission Matters:
https://missionmatters.com/author/Marguerita-Cheng