In this episode, I’m sharing my favorite tips on how to save money in January after coming off a high spending season in November and December. We’ll cover the different ways to reduce energy costs, such as using smart thermostats and LED bulbs. Then I’ll dive into cutting down on unwanted subscriptions and how to optimize your cell phone plans. I’m giving suggestions on negotiating bills and shopping for the best deals in January, including holiday decor, TV and home theater equipment, and furniture. I’m also telling you why I am cautioning against buying large home appliances, mattresses, and fitness equipment this month. The last tip I share revolves around everyone’s biggest stressor – grocery shopping! I hope this is helpful for you this month and beyond.

You can find episode resources here. Connect with Shinobu on Instagram: @shinobuhindert