The 3rd Decade Podcast

Money Talk for Couples: Finding What Works for You


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Money can bring couples closer—or quietly build tension over time. In this episode, Nikita & Adam Van Deusen dive into one of the biggest relationship questions: Should we combine our finances? And if so, what's the best approach for us?

They explore the three main approaches couples take (fully combined, partially combined, or fully separate), break down the pros and cons of each, and share tips for navigating this conversation with curiosity and mutual respect. You’ll also hear practical tools and ideas—from budget apps to financial agreements—to help you and your partner stay on the same page.

Whether you’re just moving in or years into a long-term partnership, this episode is your guide to building trust and making money work together.

Resources:

  • Common Cents: Bank Account Structure and Couples’ Relationship Dynamics
  • Money for Couples (By Ramit Sethi)
...more
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The 3rd Decade PodcastBy 3rd Decade