Stressed out about money? Join the club. According to a survey, one out of every three Indonesians are concerned about “Not having enough money to get by.” Still, some people are much better than others at making the most of what they have. What do they know that others don’t?

Probably not much. Money management is not a mysterious art known only to a chosen few. However, there are some rules you should follow, such as paying your bills on time and setting a realistic budget.

In this episode, Kiky is having a guest star, Ms.Suci, an English Today teacher, who's not only a master in English, but also in managing her financial issues. She is going to share a few guidelines that could help you learn how to manage your money and save for the future.

Let us know your comments to our Instagram: englishtoday, we'll be waiting!