Co-Founder & CEO of VingeGPT
In this episode of Money Talks, Mihaela discusses with Candi Carrera, former Country Manager of Microsoft Luxembourg turned value-investor and fintech founder. Candi walks us through the foundations of value investing, explaining how investors determine a company’s intrinsic value, why long-term thinking matters, and how patience can outperform market noise.
He details his transition from tech leadership to co-founding an AI-powered companion designed to help investors analyse companies more deeply, interpret financial metrics, detect risks such as earnings manipulation, and understand complex data in natural language.
Throughout the conversation, Candi highlights:
• the importance of understanding industries before investing
• why emotional discipline matters more than prediction
• how AI can act as both a productivity enhancer and a “guardian angel” for better decision-making
• the difference between real investing and gambling
• his belief that AI will democratise financial understanding while still requiring human judgment.