In this episode, Rick sits down with Charles Rashid, a successful entrepreneur, investor, and business owner. Rick and Charles discuss how good old-fashioned persistence, combined with a passion for goal-setting and achieving can lead almost anyone to a lifetime of success in both business and family life. If you can find a way to take Charles’ advice and stay positive in all situations, opportunities will open up to you. Life is more fulfilling when you are achieving meaningful goals. Create a system in which you are writing your goals down and you are studying them when you go to sleep at night, AND when you wake up in the morning. This strategy will help you achieve far more. 

Parents should be teaching kids how to be businesspeople. In this episode, you’ll hear part three on how Teresa planted the seed in her son early on by exposing him to different entrepreneurial experiences. Have your kids or grandkids ponder this question: "What business will I start?" A child being raised to be entrepreneurial will likely progress well in whatever career path they take. The economy needs leaders, thinkers, and doers. It needs resourcefulness and resilience, and that will never change.

In today’s American culture, it seems that parents spend an inordinate amount of time protecting their children from hard work and the realities of life. They don’t realize this until it’s too late, and they’ve raised a life-long dependent. Instead, parents should be investing time and money into their children’s education with a focus on creating independent entrepreneurs. In this episode, listen to how Teresa did things differently with her son, Keating.

Many of us have tremendous influence over our children and grandchildren.  In this episode, hear from Teresa and her son Keating Kuhn as she shares some very unique perspectives on raising a hard-working entrepreneurial son.  Make the decision to raise independent, hard-working kids that understand the value of a dollar.  Teach your kids and grandkids how to think entrepreneurially.  Consider allowing your kids to make and spend their own money, which will give them a leg-up in what some describe as a spoiled American culture.

We find it mind-blowing that more than $17 trillion is sitting in savings accounts inside banks across the United States, earning on average LESS than 1% per year. We believe this is due to an awareness issue, and the fact that most Americans don’t know about products like the 100-Year Savings Solution. Evaluate all your holdings at the bank. What are you earning? Are you happy with your returns? In this episode, Rick and Teresa discuss the reasons you should consider moving your money into a whole life insurance policy like the ones offered by the 100-Year Savings Solution. Contact us today to learn how we can help your money out-perform a traditional savings account. Click here: bit.ly/100YearCallNow

We are seeing that there is a great divide happening in our society. This divide is NOT between right and left, or sleep and awake, but between those who consume and those who create. While absorbing information is important for growth, you also need to use what you learn to create and share with others. Ask yourself: What’s the ratio of time that you consume versus the time you create on a daily basis? Unfortunately, many of us spend our time reacting to the things that happen around us instead of using our energy to create. Start your day with creating something. You can change your life, step by step.

Almost 17 trillion dollars is sitting in savings accounts gaining pathetic returns. Most of the time, less than 1%! WHY? We believe this is because people are not aware of their options! Historically, whole life insurance has been one of the safest and most tax-efficient savings options available to Americans, yet, it remains one of the most misunderstood financial products out there. We began The 100-Year Savings Solution after asking ourselves one simple question: Why should people pay taxes on their savings accounts every year if they can get a much higher rate of growth and have it be tax-deferred? Hear Teresa Kuhn discuss the benefits of this solution, and why it is a much better option for your money than savings accounts, money market accounts, or CDs.

In this episode, Rick and Teresa discuss the organizational principle known as OHIO, which is an acronym for “Only Handle It Once”. OHIO is the idea of tackling a task or making a decision immediately so as to avoid having to revisit it, saving you both time and energy later on. This is a productivity strategy that can change your life. Putting things off can quickly add up, which creates stress. When you take care of something right then and there, it doesn’t weigh on your mind or distract you. We must begin to make decisions and then move on. OHIO!

Our Remembering and Creating Exercise has helped thousands of people over the past several years transition into a new year with a clear vision for achieving their goals. This quick, 2-page exercise is the BEST exercise to have with your team or your family. Reflect on what you have accomplished in 2020, and start planning on what you want to tackle in 2021. Take 30 minutes, fill out the worksheet, and be prepared to build 2021 bigger and better than ever before! Download the exercise at www.RememberCreate.com and share it with all the key people in your life. You will be amazed at the clarity you both will gain from such a simple set of questions.

A simple way for families to create a legacy-oriented set of values is by using your last name and finding a value that lines up with each letter of your last name. This simple exercise allows you to create a memorable list of values for your kids, assigning their meanings, and giving something very actionable to your child's legacy. Start with a philosophical motivation to create a set of values, to influence your family for generations to come.  We believe in implementing Simplicity, Probability, and Leverage as operating values in your family and business life.  Both Rick and Teresa use examples of what they are doing inside their own families to instill the importance of values.  They both believe that intentionality and common sense are not very common these days.