Analysts from Moody's Ratings discuss key outlook drivers including slower economic growth, low interest rates, weak credit demand and ongoing effects of distress in the property sector. 

Speakers: Kelly Chen, VP-Senior Analyst, Moody’s Ratings; Frank Yuen, VP-Senior Credit Officer, Moody’s Ratings

Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings; Simin Ngai, AVP-Research Writer, Moody’s Ratings

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We discuss what’s behind our shift to a stable outlook for banking globally in 2025 from our negative outlook in 2024, and unpack some regional differences.

Speakers: David Yin, VP-Sr Credit Officer at Moody's Ratings; Maria Cabanyes, Senior Vice President at Moody's Ratings; David Tao, AVP-Analyst at Moody's Ratings

Host: Jun Yang, AVP-Research Writer at Moody's Ratings

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• Banks – Global: 2025 Outlook - Improves to stable, underpinned by stabilizing economic growth

Malik Faizullah of Moody’s Ratings talks to Chainlink co-founder Sergey Nazarov about technology that makes blockchains more connected and compatible, paving the way for new digital finance use cases.

Speakers: Malik Faizullah, VP Mgr-Software Engineering at Moody's Ratings; Sergey Nazarov, Chainlink co-founder

Host: Danielle Reed, VP-Senior Research Writer

Moody’s Ratings Banking team AMD Fadi Massih discusses key highlights from our survey of banks actively engaged with private credit.

Speaker: Fadi Massih, Associate Managing Director-Banking at Moody's Ratings

Host: Danielle Reed, VP-Senior Research Writer; Michael Porta, VP-Senior Research Writer

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• Private Credit – Global: Bank funding of private credit grows rapidly, in step with sector's capital-raising

Stellar Development Foundation Executive Director and CEO Denelle Dixon explains what the open source blockchain network is doing to make financial services more accessible globally.

Speakers: Denelle Dixon, Executive Director and CEO of the Stellar Development Foundation; Farooq Khan, VP-Senior Analyst, Moody’s Ratings

Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings

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• Decentralized Finance and Digital Assets – Global - 2024 Outlook: Digital finance slowly, steadily moves toward interoperability, standardization

We discuss European banks’ ability to withstand a severe commercial real estate downturn, and how current property market weakness in APAC and China affects banks and insurers.

Speakers: Kathleen Gamper, AVP-Analyst, Moody’s Ratings; Joseph Lin, VP-Senior Analyst, Moody’s Ratings; Qian Zhu, VP-Senior Credit Officer, Moody’s Ratings

Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings; Jun Yang, AVP- Research Writer, Moody’s Ratings

We talk to QuantCube Technology co-founder and CEO Thanh-Long Huynh about how machine learning and alternative data combined can identify financial trends far ahead of official data.

Speakers: Thanh-Long Huynh, co-founder and CEO of QuantCube Technology; Vincent Gusdorf, AMD, Digital Finance and AI Analytics, Moody’s Ratings

Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings

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Strong prices, tight policy terms and higher investment yields drive a positive outlook for the global reinsurance sector.

Speaker: Brandan Holmes, VP – Senior Credit Officer, Moody’s Ratings

Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings

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• Reinsurance – Global: Outlook shifts to positive as improvement in risk/return dynamics gathers momentum

We talk to Alphaledger co-founder and CEO Manish Dutta about his firm’s quest to rebuild the fixed income market’s financial infrastructure, using blockchain.

Speakers: Manish Dutta, co-founder and CEO, Alphaledger; Gregory Sobel, AVP-Analyst, Moody’s Ratings

Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings

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• Local Government – US: Blockchain offers prospects for efficiencies, financial benefits in public finance

Cyber and climate risk are also high on the agenda at Moody’s summer 2024 insurance conferences in New York and London.

Speakers: Audio excerpts from Sarah Williams, Chief Risk Officer, Guardian Life; Brandan Holmes, VP  Senior Credit Officer FIG, Moody’s Ratings; Heather Lavallee, CEO, Voya; Joe Brandon, CEO, Allegheny; Sarah Hibler, Associate Managing Director FIG, Moody’s Ratings; Ari Moskowitz, Chief Risk Officer, Everest Group; James Eck, VP Senior Credit Officer FIG, Moody’s Ratings.

Hosts: Marc Pinto, MD Financial Institutions FIG, Moody’s Ratings, Myles Neligan – Senior Research Writer, Moody’s Ratings

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• Property & Casualty Personal Insurance – US: 2024 outlook changed to stable on rate increases, improved profitability
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• Insurers’ growing private credit investment brings more benefits than risks
• Commercial real estate risks still abound for US life insurers
• Life Insurance – Global: 2024 Outlook - Stable as higher rates offset weaker revenue, rising asset risk