In The Moment ... December 2, 2019 Show 710 Hour 1 Most of us have a basic understanding of interest rates -- especially as they relate to our mortgages, credit cards, or student loans. But the "nominal rate," as it's known, is not the whole story. Joe Santos is with us today for Morning Macro for a look at the Fisher Effect. You can follow along online at his blog schooleddotblog.com. Joe Santos is Professor and Coordinator of Graduate Programs and the Dykhouse Scholar in Money, Banking, and