Chapters: 

00:00- Preview 

00:46-Intro 

01:25-What you don’t know about mortgage brokers 

04:48-Expectations people have about financing a home 

09:19-the debts that most people are carrying 

12:27-The 4 basic steps to wealth 

15:30-Buying power examples 

23:01-Do mortgage calculators work? 

25:30-Buyers remorse 

33:40-expenses: renting vs. owning 

37:35-Buying for investment vs. primary residence 

41:28-How much down payment do you REALLY need? 

45:45-When housing inventory will SPIKE in the Bay Area 

51:05-What the average Bay Area family can afford 

54:55-Different home loans and their strategies 

59:12-Is a 15-yr mortgage better? 

1:04:12-What are reverse mortgages 

1:16:38-How will Trump’s policies affect the interest rates? 

1:22:30-ways to cover closing costs 

1:29:11-Which homes appreciate the fastest