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Mortgage Dos and Don'ts with Trevor Bonnett, loan officer Guild Mortgage
In this episode of Spotlight Vancouver, I chat with Trevor Bonnet, a loan officer at Guild Mortgage, about the importance of early consultation for home buyers. They discuss common mistakes made by potential borrowers, the significance of understanding down payments and assistance programs, and the current state of interest rates in the housing market. Trevor emphasizes the need for accurate information to make informed decisions and the value of equity in home buying.
You can contact Trevor Bonnett at 360. 921. 0650
IG: @trevor_bonnett
Takeaways
Consulting with a loan officer should start as early as possible.
Many borrowers make mistakes by trying to improve their credit scores without guidance.
Understanding your debt-to-income ratio is crucial for loan applications.
There are various down payment assistance programs available that many people are unaware of.
Timing the market is less important than being in the market.
Equity in your home can be a powerful tool for future purchases.
Renovations can help alleviate space issues in a home.
Information is power when making financial decisions.
Don't let fear of interest rates prevent you from making a move.
Consultation can provide clarity and direction for potential home buyers.
Chapters
00:00 Introduction to the Money Magician
01:20 When to Consult a Loan Officer
03:13 Common Mistakes in Home Buying
05:38 Understanding Debt and Down Payments
07:10 Timing the Market vs. Time in the Market
10:12 The Importance of Equity in Home Buying
11:26 Conclusion and Contact Information
Shining a light on Vancouver WA! 'Couv curious? Subscribe now and join me in exploring the people and places that make Vancouver and SW WA awesome! 🏡❤️🌲
Doug Varenas Occupational Therapist + REALTOR
Licensed in WA & OR
REAL Brokerage, LLC Vancouver & SW WA
Call/Text: 503. 295. 3602
Youtube: https://www.youtube.com/@spotlightvancouverwa
Email community: https://bit.ly/4eLji5F
Email: [email protected]
Instagram: @dougvarenas
Facebook: www.facebook.com/dougvarenas
Tik Tok: dougvarenas
Web: www.dougvarenas.com
View all episodes
By Douglas VarenasIn this episode of Spotlight Vancouver, I chat with Trevor Bonnet, a loan officer at Guild Mortgage, about the importance of early consultation for home buyers. They discuss common mistakes made by potential borrowers, the significance of understanding down payments and assistance programs, and the current state of interest rates in the housing market. Trevor emphasizes the need for accurate information to make informed decisions and the value of equity in home buying.
You can contact Trevor Bonnett at 360. 921. 0650
IG: @trevor_bonnett
Takeaways
Consulting with a loan officer should start as early as possible.
Many borrowers make mistakes by trying to improve their credit scores without guidance.
Understanding your debt-to-income ratio is crucial for loan applications.
There are various down payment assistance programs available that many people are unaware of.
Timing the market is less important than being in the market.
Equity in your home can be a powerful tool for future purchases.
Renovations can help alleviate space issues in a home.
Information is power when making financial decisions.
Don't let fear of interest rates prevent you from making a move.
Consultation can provide clarity and direction for potential home buyers.
Chapters
00:00 Introduction to the Money Magician
01:20 When to Consult a Loan Officer
03:13 Common Mistakes in Home Buying
05:38 Understanding Debt and Down Payments
07:10 Timing the Market vs. Time in the Market
10:12 The Importance of Equity in Home Buying
11:26 Conclusion and Contact Information
Shining a light on Vancouver WA! 'Couv curious? Subscribe now and join me in exploring the people and places that make Vancouver and SW WA awesome! 🏡❤️🌲
Doug Varenas Occupational Therapist + REALTOR
Licensed in WA & OR
REAL Brokerage, LLC Vancouver & SW WA
Call/Text: 503. 295. 3602
Youtube: https://www.youtube.com/@spotlightvancouverwa
Email community: https://bit.ly/4eLji5F
Email: [email protected]
Instagram: @dougvarenas
Facebook: www.facebook.com/dougvarenas
Tik Tok: dougvarenas
Web: www.dougvarenas.com