Why is everyone talking about 50YR terms? What are the benefits and downsides?

What are portable mortgages and how might that help you if it is something that they implement as an option in the future?

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Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Business, Consumer Services and Housing Agency, NMLS ID 237926. Also licensed in, AZ-0941504, Fl-LO76508, GA-69178, HI-237926, ID-MLO-2080237926, IL-031.0058339, NV-57237, NC-I-210940, OR, TN-184373, TX, WA-MLO-237926.

No Ratio - Can't prove income?

Bank Statements - Self Employed but can't show tax returns?

Debt Service Ratio - Looking to buy that rental property, Airbnb, or VRBO/

Construction Loan - Run out of funds, looking for a fix and flip or to build a spec home?

Watch LIVE and ask your questions. Get a text message when I go live with a link to join. Text "LIVE" to 844-935-3634.

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Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Business, Consumer Services and Housing Agency, NMLS ID 237926. Also licensed in, AZ-0941504, Fl-LO76508, GA-69178, HI-237926, ID-MLO-2080237926, IL-031.0058339, NV-57237, NC-I-210940, OR, TN-184373, TX, WA-MLO-237926.

How many more rate cuts will we get this year? How are the markets reacting to the decision?

Watch LIVE and ask your questions. Get a text message when I go live with a link to join. Text "LIVE" to 844-935-3634.

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Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Business, Consumer Services and Housing Agency, NMLS ID 237926. Also licensed in, AZ-0941504, Fl-LO76508, GA-69178, HI-237926, ID-MLO-2080237926, IL-031.0058339, NV-57237, NC-I-210940, OR, TN-184373, TX, WA-MLO-237926.

PPI (Producer Price Index) came in well below expectations showing negative inflation. Bond market & Stock futures jumped higher, 10 year note fell further. Mortgage Demand is up! This is your one week warning before the Fed Rate Cut decisions are made. Get an application submitted and possibly (we watch day by day right now) lock-in before the market changes next Wednesday when the Fed talks. We are at the lowest interest rates that we have had since October of 2024. 

Watch LIVE and ask your questions. Get a text message when I go live with a link to join. Text "LIVE" to 844-935-3634.

Support the stream: https://streamlabs.com/mortgagemomradio1

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Business, Consumer Services and Housing Agency, NMLS ID 237926. Also licensed in, AZ-0941504, Fl-LO76508, GA-69178, HI-237926, ID-MLO-2080237926, IL-031.0058339, NV-57237, NC-I-210940, OR, TN-184373, TX, WA-MLO-237926.

Experts Say there is a 90% chance of a Fed Rate cut at next week's Fed Meeting. Do you need to refinance? Let's talk about how it works! 

Watch LIVE and ask your questions. Get a text message when I go live with a link to join. Text "LIVE" to 844-935-3634.

Support the stream: https://streamlabs.com/mortgagemomradio1

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Business, Consumer Services and Housing Agency, NMLS ID 237926. Also licensed in, AZ-0941504, Fl-LO76508, GA-69178, HI-237926, ID-MLO-2080237926, IL-031.0058339, NV-57237, NC-I-210940, OR, TN-184373, TX, WA-MLO-237926.

Will we see even lower interest rates? Should you wait for a Fed Rate Cut to lock in an interest rate?

Watch LIVE and ask your questions. Get a text message when I go live with a link to join. Text "LIVE" to 844-935-3634.

Support the stream: https://streamlabs.com/mortgagemomradio1

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Business, Consumer Services and Housing Agency, NMLS ID 237926. Also licensed in, AZ-0941504, Fl-LO76508, GA-69178, HI-237926, ID-MLO-2080237926, IL-031.0058339, NV-57237, NC-I-210940, OR, TN-184373, TX, WA-MLO-237926.

We'll know more after Friday's Jackson Hole Symposium. Join me live next Wednesday at 1PM on YouTube to stay up to date with Real Estate, Mortgage, and Interest Rate Market!

Don't miss a live show. Ask your questions and get your answers. Text "LIVE" to 844-935-3634!

844-935-3634, call us!

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Business, Consumer Services and Housing Agency. Also licensed in, AZ-0941504, CA-237926, Fl-LO76508, GA-69178, HI-237926, ID-MLO-2080237926, IL-031.0058339, NV-57237, NC-I-210940, OR, TN-184373, TX, WA-MLO-237926. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Why are interest rates falling right now? Will they continue? What will it take for the Fed to lower interest rates?

844-935-3634, call us!

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Business, Consumer Services and Housing Agency. Also licensed in, AZ-0941504, CA-237926, Fl-LO76508, GA-69178, HI-237926, ID-MLO-2080237926, IL-031.0058339, NV-57237, NC-I-210940, OR, TN-184373, TX, WA-MLO-237926. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Why would a loan officer suggest an FHA or a Conventional loan to you. Learn more in today's episode.

844-935-3634, call us!

Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Reverse mortgages are misunderstood and can be a great asset in retiring comfortably.

844-935-3634, call us!

Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.