Sign up to save your podcasts
Or
Share Mortgage Monday: How Much Down Payment Do You Really Need in 2025?
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
Mortgage Monday: How Much Down Payment Do You Really Need in 2025?
Think you need 20% down to buy a home? Think again. In this “Did You Know” segment of The Pulse and Perspective, Pete D’Angelo breaks down exactly what down payments look like in today’s market—by loan type, property type, and buyer profile. Whether you’re a first-time buyer, real estate investor, or just planning your next move, this episode clears up common myths and uncovers powerful options you may not know about.
Pete walks through minimum requirements for conventional, FHA, VA, USDA, and non-QM loans—and explains why 3% down might actually be your best move (or your worst). Plus, learn how credit scores, property types (like multi-family and second homes), and even mortgage insurance factor into how much you should put down—not just what you can.
This is your practical, real-world guide to down payments in 2025. 🎯
#mortgagemonday #downpayment2025 #firsttimehomebuyer #realestateeducation #homebuyingtips #FHAloans #conventionalloans #VAloans #nonqm #mortgageexplained
Watch this episode on Youtube!
Interested in getting Pre-Approved? Submit your Pre-Approval inquiry here!
Interested in your Refinance options? Submit your Refinance inquiry here!
Follow me on:
- YouTube
Peter D'Angelo | NMLS: 885309 | Branch Manager | Guaranteed Rate, Inc., NMLS 2611
[email protected]
*All information, topics, discussion is my own personal opinion and insight, not reflective of Guaranteed Rate, Inc. May contain market information for informational purposes only, not to be used as financial advice.
View all episodes
By Pete D'AngeloThink you need 20% down to buy a home? Think again. In this “Did You Know” segment of The Pulse and Perspective, Pete D’Angelo breaks down exactly what down payments look like in today’s market—by loan type, property type, and buyer profile. Whether you’re a first-time buyer, real estate investor, or just planning your next move, this episode clears up common myths and uncovers powerful options you may not know about.
Pete walks through minimum requirements for conventional, FHA, VA, USDA, and non-QM loans—and explains why 3% down might actually be your best move (or your worst). Plus, learn how credit scores, property types (like multi-family and second homes), and even mortgage insurance factor into how much you should put down—not just what you can.
This is your practical, real-world guide to down payments in 2025. 🎯
#mortgagemonday #downpayment2025 #firsttimehomebuyer #realestateeducation #homebuyingtips #FHAloans #conventionalloans #VAloans #nonqm #mortgageexplained
Watch this episode on Youtube!
Interested in getting Pre-Approved? Submit your Pre-Approval inquiry here!
Interested in your Refinance options? Submit your Refinance inquiry here!
Follow me on:
- YouTube
Peter D'Angelo | NMLS: 885309 | Branch Manager | Guaranteed Rate, Inc., NMLS 2611
[email protected]
*All information, topics, discussion is my own personal opinion and insight, not reflective of Guaranteed Rate, Inc. May contain market information for informational purposes only, not to be used as financial advice.