In this week’s episode of ‘The Property Pod’ I interview Gemma and Emma from Gemstone Mortgages. We discuss everything you need to know about getting a mortgage.

Tell us a bit about Gemstone Mortgages 0:13 seconds 

What factors do you think are important in determining what you can borrow as a second time buyer? 0:49 seconds 

What does a second time buyer need to be able to qualify for a higher mortgage? 1 minute, 56 seconds 

What do you think is the best type of mortgage for second time buyers to get? 2 minutes, 41 seconds 

If you're buying a freehold or a leasehold property which type of mortgage is best for a second time buyer? 4 minutes, 1 second 

Do you think that Covid-19 and Brexit have had an impact on mortgage rates? 4 minutes, 46 seconds 

What are the pros and cons for a second time buyer buying a new build property? 6 minutes, 49 seconds 

Can people buy a second property with a residential mortgage? 7 minutes, 44 seconds 

Can a second time buyer apply for more than one mortgage at a time? 8 minutes, 32 seconds 

What options are available to repay your mortgage early and what options are the best? 9 minutes, 4 seconds 

Why is payment protection and life insurance important for second time buyers? 11 minutes, 12 seconds

Should second time buyers write a will as a consequence of this? 11 minutes, 54 seconds 

If you enjoyed this episode please don't forget to like, share and subscribe and we'll see you next week!