Episode 2 of Everyday Tips With Industry Experts is all about every homeowner's favorite topic: mortgages! Michael Ray interviewed Andy Gagliano with Gagliano Mortgage. Andy has been in the mortgage business for 27 years and understands how to walk his clients through the ins and outs of what can be considered a "scary" world. In this episode, Michael and Andy talk about the challenges of first time home buying, when you should refinance, and things to do to make the home mortgage process as smooth as possible!  

Find Andy at https://www.birminghammortgagecompany... 

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