Many people assume that financial planners cater exclusively to wealthy individuals, and therefore, the wealthy often assume their planners are in their same tax bracket. But sometimes they aren't even close. In this episode, a financial planner starts a cooperative planning company, shares revenue with his staff, and usually finishes the year with about $30,000. In Austin. Where the cost-of-living is soaring. But he explains how people making $30,000/year have much more in common with those making $300,000/year, and how many of us can easily adjust to a sudden change in our income, whether for the better or the worse.