Today’s guest is Clare Seal, the author of Real Life Money, founder of Instagram channel @myfrugalyear and founder of The Financial Wellbeing Forum - A place for honest, judgment-free conversation and information about personal finance, emotional wellbeing and mental health. Clare is the first to admit that it took her a decade to realise that she had a broken relationship with money – and hitting rock bottom was the catalyst for real change in her life. 

Her book Real Life Money is a holistic approach to personal finance that addresses the deeper causes of debt and financial difficulties. The goal is not to get rich overnight, or to pay off debt at the expense of all of life's pleasures, but rather to gain an understanding of why we feel the way we do about money, and how we can use that to change our mindset and our finances for good. Just a week or so before our conversation, Clare announced to her followers that she had just paid off £27,438.11 of credit card debt. How did she do it? Let’s find out. 

Follow @myfrugalyear 

Go to thefwforum.com

Buy Clare’s book Real Life Money 

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