Six Questions When Buying a Car, and Roth Conversion and Your Taxes

Nationally, it takes about seven years to save a down payment for a home. But in high-priced coastal and urban markets, that saving could take decades, crushing the home-ownership dreams of many.

In 2025, thousands of subscribers visited My Penny Earned, digging into newsletters, courses, and mini-webinars. Your clicks told a clear story about what mattered most.

Young adults are facing growing financial strain, and one of our subscribers asked what to do with an old Health Savings Account. These are the stories we’ll discuss in this episode.

Buying Your First Home: Are You Ready? And planning ahead for Qualified Charitable Distributions when you retire … these are the stories we’ll discuss in this episode.

Does your credit score really matter? And, how much income will you need in retirement? Will you have enough? These are the stories we’ll discuss in this episode.

Don't miss these on-demand mini-webinars: Managing Your Retirement Income, and Dementia & Personal Finances.

In This Issue: Investment Choices Made Simple - Three paths. Four questions. One clear starting point.

Emergencies can shake your confidence, and your finances. That’s true whether you’re working or retired. In this episode, we’ll look at two ways to build security: planning your retirement income and preparing for life’s surprises.

In this issue: Is Your Retirement Planning on Autopilot? | Are You Logging In Too Often? | Survey Says: Where You May Retire